Travel insurance is often overlooked when planning a vacation, but this type of policy provides invaluable coverage for a very affordable price. You may not need the coverage if you’re taking a short weekend road trip, but it’s absolutely worth considering for lengthy international trips. Why should you consider purchasing a policy? Let’s take a look at some of the benefits that come with travel insurance.
Property protection: Many people bring thousands of dollars’ worth of property along on vacation, from a suitcase itself to high-end camera equipment or sporting gear. If your luggage is lost, damaged, stolen or delayed in transit, it could have a very negative impact on your whole trip—plus your wallet. Travel insurance protects your property so if you do face a loss, at least you may not have to buy new belongings out of pocket.
Cancellations or interruptions: Life is full of surprises, both good and bad. Some of these surprises may force you to cancel your trip or call it off early and head home. For example, your travel destination may be facing a weather disaster, a family member may pass away while you’re gone or you may get news of damage to your home while away. Because so many travel expenses are paid upfront and are non-refundable, trip cancellation/interruption can cause a sizeable financial loss. Luckily, travel insurance has you covered in similar circumstances.
Healthcare: Your health insurance coverage may not travel with you overseas, so what happens if you’re injured in a foreign country? A good travel insurance policy will include medical coverage and evacuation coverage so you can get the medical attention you require. However, it’s important to note that this coverage is for medical emergencies only and will not cover routine checkups or preexisting conditions.
Travel insurance policies come in many forms, from single trip coverage to a specified country to annual worldwide coverage. Talk to your independent insurance agent about your traveling habits, and he or she will be able to match a policy to your needs.
Travel with confidence. Call Insurance Providers at (417) 862-7700 for more information on Springfield travel insurance.